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Remaining Lockout and YM and Penalties" means the period ending on the later of the last day of the Remaining Lockout and YM and the first day on which the Mortgage Loan may be prepaid without payment of any penalty. My guess is that such precautions won be considered, simply because they never have been. You can get them from the bankruptcy clerk's office for a fee.
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She would be able to save nearly R300 with this option. Helped fix a problem with a session variable that was not letting users checkout correctly. They have every piece of information displayed on every page. Other factors include your debt-to-income ratio after the loan, the loan-to-value on the new house, the type of loan adjustible, fixed, term length, interest-only, etc.
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