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The future success of our business will depend upon our ability to manage its growth through acquisitions. Evaluation as a Group For loans below some specified level, he said, banks would be free to extend credit without meeting regulatory ratios or guidelines. There is a Buyer Agent Attorney in the Bay Area by the name of Leo Rodriguez, with whom I have in past years disected this issue ad nauseum, along with Tom Early the current President of NAEBA and Tom Hathaway, the owner of The Buyer Agent franchise and others on both sides of the fence. As the loan is only available to 95% LTV, you will always have some capital.

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